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Incorrect FinanceKit Account Balance Data for Apple Cash/Savings (asset accounts)
When I use the FinanceKit API to get the account balance history for my Apple Cash account, the data shows that I have $1 as a debit. The accounts endpoint reveals that the Apple Cash account is an asset account. This means that according to the FinanceKit data my account balance is -$1. However, I know this is incorrect because when I look at my Apple Cash account using the Wallet app I see that I have a balance of $1 (see image below). I believe the issue is the creditDebitIndicator’s value in the Account Balance data. Here are the steps to recreate this. Open new Apple Cash account Send $1 to Apple Cash account Query accountBalanceHistory with a nil history token (to fetch all data) Look at the account balance data and see the $1 and “debit” for creditDebitIndicator Also, the documentation says that an asset account with a balance of $0 will have creditDebitIndicator/Credit, however, I am getting creditDebitIndicator/Debit. See https://developer.apple.com/documentation/financekit/balance/creditdebitindicator Here is a formatted output of the data from FinanceKit showing my balance_history. Please note that the transaction history's creditDebitIndicator value is correct. This leads me to believe it’s some issue with FinanceKit, but I am not sure. Any help is greatly appreciated. "balance_history": [ { "inserted": [ { "id": "A", "account_id": "X", "available": { "amount": { "amount": 0, "currency_code": "USD" }, "as_of_date": "2026-03-30T17:02:51Z", "credit_debit_indicator": "debit" }, "booked": { "amount": { "amount": 0, "currency_code": "USD" }, "as_of_date": "2026-03-30T17:02:51Z", "credit_debit_indicator": "debit" }, "currency_code": "USD" } ], "deleted": [], "updated": [] }, { "inserted": [ { "available": { "as_of_date": "2026-04-02T13:12:48Z", "credit_debit_indicator": "debit", "amount": { "amount": 1, "currency_code": "USD" } }, "id": "B", "booked": { "amount": { "amount": 1, "currency_code": "USD" }, "as_of_date": "2026-04-02T13:12:48Z", "credit_debit_indicator": "debit" }, "currency_code": "USD", "account_id": "X" } ], "updated": [], "deleted": [] }, { "updated": [ { "id": "B", "booked": { "as_of_date": "2026-04-02T13:12:48Z", "credit_debit_indicator": "debit", "amount": { "currency_code": "USD", "amount": 1 } }, "account_id": "X", "currency_code": "USD", "available": { "credit_debit_indicator": "debit", "amount": { "amount": 1, "currency_code": "USD" }, "as_of_date": "2026-04-02T13:12:48Z" } } ], "deleted": [], "inserted": [] }, ], Xcode Version 26.4 (17E192) iOS 26.3.1 (23D8133) iPhone 14
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Incorrect FinanceKit Account Balance Data for Apple Cash/Savings (asset accounts)
When I use the FinanceKit API to get the account balance history for my Apple Cash account, the data shows that I have $1 as a debit. The accounts endpoint reveals that the Apple Cash account is an asset account. This means that according to the FinanceKit data my account balance is -$1. However, I know this is incorrect because when I look at my Apple Cash account using the Wallet app I see that I have a balance of $1 (see image below). I believe the issue is the creditDebitIndicator’s value in the Account Balance data. Here are the steps to recreate this. Open new Apple Cash account Send $1 to Apple Cash account Query accountBalanceHistory with a nil history token (to fetch all data) Look at the account balance data and see the $1 and “debit” for creditDebitIndicator Also, the documentation says that an asset account with a balance of $0 will have creditDebitIndicator/Credit, however, I am getting creditDebitIndicator/Debit. See https://developer.apple.com/documentation/financekit/balance/creditdebitindicator Here is a formatted output of the data from FinanceKit showing my balance_history. Please note that the transaction history's creditDebitIndicator value is correct. This leads me to believe it’s some issue with FinanceKit, but I am not sure. Any help is greatly appreciated. "balance_history": [ { "inserted": [ { "id": "A", "account_id": "X", "available": { "amount": { "amount": 0, "currency_code": "USD" }, "as_of_date": "2026-03-30T17:02:51Z", "credit_debit_indicator": "debit" }, "booked": { "amount": { "amount": 0, "currency_code": "USD" }, "as_of_date": "2026-03-30T17:02:51Z", "credit_debit_indicator": "debit" }, "currency_code": "USD" } ], "deleted": [], "updated": [] }, { "inserted": [ { "available": { "as_of_date": "2026-04-02T13:12:48Z", "credit_debit_indicator": "debit", "amount": { "amount": 1, "currency_code": "USD" } }, "id": "B", "booked": { "amount": { "amount": 1, "currency_code": "USD" }, "as_of_date": "2026-04-02T13:12:48Z", "credit_debit_indicator": "debit" }, "currency_code": "USD", "account_id": "X" } ], "updated": [], "deleted": [] }, { "updated": [ { "id": "B", "booked": { "as_of_date": "2026-04-02T13:12:48Z", "credit_debit_indicator": "debit", "amount": { "currency_code": "USD", "amount": 1 } }, "account_id": "X", "currency_code": "USD", "available": { "credit_debit_indicator": "debit", "amount": { "amount": 1, "currency_code": "USD" }, "as_of_date": "2026-04-02T13:12:48Z" } } ], "deleted": [], "inserted": [] }, ], Xcode Version 26.4 (17E192) iOS 26.3.1 (23D8133) iPhone 14
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