I'm pretty sure that is correct. 38 units / 0.2 = 190 total units.

I had the same error message, I recompiled the dependency in question to a XCFramework and it fixed the issue.

In my case I needed to grant access to my private repos by clicking on "Grant" and proceeding the flow in GitHub.com as well.

Seems to be around 180 hours as of today. We got message saying we hit the limit and it resets on 1st of the month.