Why is it that I don’t have a product folder, content view, or info.plist when I open a new Xcode product I also don’t get the choice of choosing a life cycle, how do I go about fixing this?
Xcode 13 has changed many things, how to handle Info.plist, storyboard format, project templates and so on. You may need to find a good tutorial about what's new in Xcode 13 or get an older version of Xcode.
I don’t have a product folder,
See release notes :
The project navigator hides the Products group when it’s in the default location. The Product > Show Build Folder in Finder menu item replaces the most common use. (71561549)
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content view,
What are you referring to ?
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info.plist
It is now named info, without file extension
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I also don’t get the choice of choosing a life cycle,
That's because lifecycle is determined by Interface selection. You cannot have UIKit lifecycle with SwitUI, so no choice needed.