Unable to install cocoapods in my project because of permisson error

I am getting this error when I try to install pods in my project.

Couldn't determine repo type for URL: https://cdn.cocoapods.org/: Permission denied @ rb_sysopen - /Users/<user_name>/.netrc

my pod version is 1.11.2 my Xcode version is Xcode 13.

I don't know if its relevant but I switched my toolchain from 5.3.1 to 5.5.1 previously but now I have switched it back

Please help

Unable to install cocoapods in my project because of permisson error
 
 
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