Is a payment-card-style Wallet pass possible without being a payment issuer?

I’m building a Wallet pass that stores a customer’s proof of product ownership and digital receipts — used for circular-economy actions (recycling, returning, reselling, or gifting a product). There is no payment functionality involved; it’s purely a record/receipt store with an earned points balance.

I’d like the pass to have the look and feel of a payment/bank card. My questions:

1.	Is it possible to present a pass with a payment-card-style appearance through standard PassKit, without being a bank or Apple Pay payment issuer?

2.	If that exact card surface is reserved for Apple Pay payment cards, is storeCard the closest supported style for a card that displays an earned balance? Are there any restrictions on using storeCard this way (i.e. a balance not tied to payments)?

3.	Any policy or review considerations when a single pass represents both product ownership and a rewards balance?

I want to build on the correct, supported pass style from the start rather than discover a constraint later. Thanks for any guidance.

Is a payment-card-style Wallet pass possible without being a payment issuer?
 
 
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