Trials entering billing retry instead of converting

We have a monthly subscription and an annual subscription with a 3-day free trial.

The monthly converts fine. On the annual, trials tend to enter billing retry rather than convert — users don't cancel, the charge just fails.

We've audited our implementation and found nothing on our side that participates in the renewal charge.

What can a developer actually do about this? Does trial length, price point, or using a paid introductory offer instead of a free trial make a difference?

Trials entering billing retry instead of converting
 
 
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