Through our work at getkisi.com, have a bit of experience with this topic:
We manufacture NFC card / mobile readers and also allow to enroll 3rd party NFC cards including credit cards: https://docs.kisi.io/references/credentials/physical_credentials/third_party_nfc_credentials?_highlight=nfc
When using credit card wallets such as Apple Wallet or crypto related wallets like you suggest, those will encrypt the credit card number and require a security decoding at the receiving end - in this case the NFC wall reader.
The only way to use NFC based cards on wallets on Apple devices is via Apple Wallet as outlined here: https://www.getkisi.com/guides/apple-wallet-access
Topic:
App & System Services
SubTopic:
Hardware
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