My device/account is not in any of those mentioned states, and it is still happening. In addition, now it is happening on my two other devices with production iOS 14.5 too (with 14.4, everything worked as expected) - I'm using the same (old) Apple ID everywhere.
Of course, on the "beta device" with iOS 14.6 issue persist. I will try to create an additional sysdiagnose and attach it to my initial FB.
We are not the only ones. There are multiple articles that this is happening in the production to the regular users.