Thanks for the explanation, that helps. One concern I still have is if we only pre-auth for $0 or $1 to save the card, what happens when we go to capture the final amount later and the customer doesn’t have enough available credit. My understanding is the payment would just fail at that point. Is there any way to reduce that risk in a card not present flow, or is the only option to re-prompt the customer for payment if the charge is declined? Thank you for you help! Truly!