Our issuer app's in-app provisioning fails at ProvisioningStepEligibility with PKPaymentWebServiceErrorDomain Code=40001 "Invalid Card - Check the information on your card and try again." (HTTP 403), before Terms & Conditions are presented. Setup: Mastercard/US, PNO Payment Data Configuration 3 (Encrypted FPAN), EV_ECC_V2, TestFlight build, initiated from the issuer app. The certificate fetch (issuerProvisioningCertificates?encryptionVersion=EV_ECC_v2) returns 200, the ephemeral public key is uncompressed 65 bytes with a leading 0x04, and the Configuration 3 payload contains all eight required keys with correctly hex-encoded nonce and nonceSignature. Since the request reaches the eligibility step and returns a card-level error rather than a cryptography error, the rejection appears to be on the card data itself rather than the envelope. Filed with sysdiagnose, timestamps, and full correlation identifiers as FB24418152. We would appreciate help determining whether errorCode 40001 originates from Apple's validation of the decrypted payload or is relayed from the PNO, and if Apple decrypted it, which field failed validation. Thank you

Waiting on in-app provisioning approval. First time submitting the app. The process changed after we submitted initially but its been three months now. Every time I reach out I either get a generic response or nothing at all. What is going on? This has been a horrible experience.