I am not an Apple employee, but there's a good chance most of the Apple apps you mentioned use Mac Catalyst because they were originally written for iOS with UIKit. Porting a UIKit app using Mac Catalyst is going to be faster than writing a Mac version from scratch.
I don't see the advantage of using Mac Catalyst for a new SwiftUI app project. SwiftUI supports both iOS and Mac so you can share a lot of the same code and provide a native Mac experience. If you don't want to provide a native Mac experience, you can avoid Mac Catalyst, make an iOS app, and let people with Apple Silicon Macs run the iPad version.
I have never used Mac Catalyst so I can't tell you how mature it is.
Topic:
UI Frameworks
SubTopic:
General
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