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Apple Pay Documentation

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The app icon is not appearing under the "From Apps on Your iPhone" section in Apple Wallet.
Hello, We are integrating Apple Wallet functionality using the Thales SDK. While we’ve successfully implemented In-App provisioning, we are encountering an issue with the Wallet Extension. I followed the documentation provided here to implement the Apple Wallet Extension: https://developer.dbp.thalescloud.io/docs/d1-developer-portal/ab10ea4059dx1-apple-wallet-extension I’ve implemented everything as per the guide, but I’m still unable to see my app logo in the Wallet Extension under "From Apps on Your iPhone." Could anyone help identify what might be missing or point me in the right direction to resolve this issue. Thanks!
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487
Dec ’24
Apply Pay or IAP for content
Hi everyone, I am new to Apply Pay, but I have already implemented IAP for subscriptions in my app. My app also has other functionalities, it also acts as a person-to-person marketplace, as users can post events or online courses which can be bought by other users to participate. My question is that I have read Apple's review guidelines but it is still unclear for me if I can use Apple Pay (with for example Stripe) or do I still need to use IAP for this online content. Also non profit organizations also can register which can recieve donations, can I also use Apple Pay for that or do I still need IAP there, because it would be nice if Apple would take 30% of donations.
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278
Aug ’25
HCE Permission and Background Access for Corporate NFC Integration
Hello, We are currently developing an application that uses the Host-based Card Emulation (HCE) entitlement to enable corporate access functionality. With this entitlement, we have successfully established HCE communication and can interact with our access control systems to unlock doors. Our question is related to improving the user experience: We would like this access functionality to work without requiring the app to be in the foreground, as this adds friction for users during entry. Specifically, we would like to know: Is it possible for our app to coexist with Apple Wallet as the default contactless app, so that: Our app handles NFC interactions for corporate access (e.g., opening doors). Apple Wallet remains the default for payments. If that coexistence is not possible, and our app is set as the default contactless app, Will the system still need to launch our app into the foreground to complete a transaction (e.g., to emulate the NFC card)? Or is there a way to trigger HCE responses in the background (e.g., using a background process or service extension)? Any guidance on how to configure the app for optimal background access behavior, while maintaining compatibility with Wallet, would be greatly appreciated. Thank you in advance.
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58
Sep ’25
Could not update App IDs Identifier
We are unable to add/remove Merchant IDs in App IDs identifier profile, after pressing "Edit" button on "Apple Pay Payment Processing" section, then choosing desired Merchant ID to check/uncheck from the available Merchant IDs, then pressing Continue/Save/Confirm buttons - nothing happens, the "Save" button text briefly changes to "Processing" and then back To "Save" and we still have previously enabled Merchant IDs and the Save button is still in enabled state, any help?
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123
Sep ’25
Apple Pay button not clickable in Safari for some users
Hello, We’re seeing an issue where the Apple Pay button is visible in Safari but not clickable for certain users, while it works normally for others. This happens on our site (https://store-qa2.enphase.com/ ) as well as on other sites for the same affected users. Currently, we display the Apple Pay button based on the following condition: Boolean(window.ApplePaySession) && ApplePaySession.canMakePayments(); For affected users, the button shows up as expected, but it’s not interactive. All users (both affected and unaffected) are on the latest versions of Safari and macOS/iOS. Could someone clarify what additional conditions Safari/Apple Pay requires for the button to be fully functional? And under what circumstances could it be visible but not clickable?
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42
Sep ’25
Apple Pay Merchant Token on Web
Hello. I have a few questions about the implementation of Apple Pay payments on websites. Could you help me From the documentation: Apple Pay issues an Apple Pay Merchant Token if the user’s payment network supports merchant-specific payment tokens. Otherwise, Apple Pay issues a device token for the payment request. How can we determine whether a token is a merchant token or a device token? Is it possible to determine this by any of the token fields? https://developer.apple.com/documentation/passkit/payment-token-format-reference Is it possible to understand this in other ways? Can I make recurring payments with the device token if it was issued instead of the merchant token? Is it necessary to include the tokenNotificationURL when generating a merchant token, or can we generate one without specifying it? What does the applicationExpirationDate field in the merchant token represent? Is this the date when the device token or merchant token expires and payments cannot be made with it?
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359
Jan ’25
iOS Subscriptions in Russia – Is Apple In-App Purchase mandatory or can local providers be used?
Hello, We are working on integrating billing into our dating app, targeted at the Russian market. Our main requirement is to support subscriptions with automatic renewal and cancellation. We understand that, according to App Store Review Guideline, all digital subscriptions should use Apple In-App Purchase (IAP). However, we are unsure how this applies in Russia, where some local regulations may limit the use of non-Russian payment processors, and where not all Russian bank cards are accepted by Apple. Our question is: -For iOS apps in Russia, is it strictly required to use Apple IAP for subscriptions? -Are there any approved exceptions allowing integration with local processors such as Robokassa or YooKassa? -How are other developers currently handling subscriptions for the Russian market? We want to ensure full compliance and avoid any risk of rejection or removal. Thank you in advance for any clarification. Best regards, Dan
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60
Sep ’25
Adding a previous card to Apple Wallet and Express Travel Enabled
We are working with a large fintech org on project connected with provisioning payment cards to Apple Wallet. When we add a previously provisioned card to the Wallet (using the Wallet UI, Add card -> Previous card). It adds the card on one device showing the Express Travel card screen after the card is added allowing the user to set the card as an express travel card during the provisioning flow but never on our other devices. All of the test devices are clean and have only the same single card provisioned. What triggers the Express Travel Card screen to be shown during the add previous card flow? (Why is it showing on one device and not another).
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53
Sep ’25
Apple Pay Pass Verify same card on Apple Watch App and Wallet Iphone
Hi Guys, I am having an issue verifying a card when it is pending verification in the Apple Watch Wallet App and the iPhone Wallet. When the user verifies the card in the wallets, they are redirected to verification in my APP. However, the problem is that I don't know which application is calling, whether it is the Apple Watch or the iPhone, because the URL sends me the same serialNumber from the PKPASS. It is impossible to know if the user wants to verify and activate the card on the watch or the iPhone. Because I only receive the following information in the URL: myapp://app-url? passTypeldentifier=paymentpass.com.apple&action =verify&serialNumber=***** The serialNumber is the same from the iPhone Wallet and the Watch Wallet. func application(_ app: UIApplication, open url: URL, options: [UIApplication.OpenURLOptionsKey : Any] = [:]) -> Bool { let source = options[.sourceApplication] I try to retrieve the source, but it comes back null. It would be the only way to know the originating App. Can someone help me solve this problem?
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82
Apr ’25
Apple Pay integration with JS
I am facing an issue with Apple Pay js while doing the integration we are using reference https://applepaydemo.apple.com/apple-pay-js-api In this I can generate the merchantSession correctly But when I pass that merchantSession in session.completeMerchantValidation(merchantValidation) as per documentation It is getting failed and also no appropriate error is being shown in the console
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117
Apr ’25
Apple Pay Signature Validation Fails
I'm currently integrating Apple Pay with my payment provider, and I'm encountering a signature validation error during the payment flow. Here's the setup: I’ve verified that my Merchant Certificate is valid, and I'm able to initialize the Apple Pay session without any issues. Also this curl works fine The Payment Processing Certificate was created by my PSP. PSP claims that the payment token signature is invalid during the transaction phase, which prevents payment completion. The parsed signature starts like this 0:d=0 hl=2 l=inf cons: SEQUENCE 2:d=1 hl=2 l= 9 prim: OBJECT :pkcs7-signedData 13:d=1 hl=2 l=inf cons: cont [ 0 ] 15:d=2 hl=2 l=inf cons: SEQUENCE 17:d=3 hl=2 l= 1 prim: INTEGER :01 20:d=3 hl=2 l= 13 cons: SET 22:d=4 hl=2 l= 11 cons: SEQUENCE 24:d=5 hl=2 l= 9 prim: OBJECT :sha256 35:d=3 hl=2 l=inf cons: SEQUENCE 37:d=4 hl=2 l= 9 prim: OBJECT :pkcs7-data 48:d=4 hl=2 l= 0 prim: EOC 50:d=3 hl=2 l=inf cons: cont [ 0 ] 52:d=4 hl=4 l= 995 cons: SEQUENCE 56:d=5 hl=4 l= 904 cons: SEQUENCE 60:d=6 hl=2 l= 3 cons: cont [ 0 ] 62:d=7 hl=2 l= 1 prim: INTEGER :02 65:d=6 hl=2 l= 8 prim: INTEGER :16634C8B0E305717 75:d=6 hl=2 l= 10 cons: SEQUENCE 77:d=7 hl=2 l= 8 prim: OBJECT :ecdsa-with-SHA256 87:d=6 hl=2 l= 122 cons: SEQUENCE 89:d=7 hl=2 l= 46 cons: SET 91:d=8 hl=2 l= 44 cons: SEQUENCE 93:d=9 hl=2 l= 3 prim: OBJECT :commonName 98:d=9 hl=2 l= 37 prim: UTF8STRING :Apple Application Integration CA - G3 I'm looking for guidance on what could be causing this signature failure. Does anyone know what else I can check regarding the merchant or payment processing certificates, private keys, or key usage that might cause Apple Pay signature validation to fail, even if the session initializes successfully? Domains are also verified. Any help or suggestions would be greatly appreciated.
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62
Apr ’25
ApplePay: Flexible payments/scheduling
On Applepay's docs it talks about the ability to do "flexible" payments and scheduling for future purchases. We need to be able to make only a single approval of an Apple payment for multiple submissions later on. Think, deferred payments at an arbitrary schedule without presenting the ApplePay dialog each and every time. The docs suggest that may be possible, but are maddeningly vague on how to do that. Is it possible or not? Can we store an approved merchant's token for example and leverage that for future transactions?
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59
Apr ’25
Decrypting Apple Token
I am currently working on decrypting Apple Pay tokens with Laravel PHP, and I have encountered a few uncertainties regarding the decryption process and the usage of AES-GCM. Could you please clarify the following points: Algorithm Confirmation: Am I using the correct algorithm for decrypting the data key? Specifically, I am utilizing AES-256-GCM with the algorithm ID "id-aes256-GCM" (2.16.840.1.101.3.4.1.46), as specified in the documentation. Is this the recommended algorithm for decrypting the Apple Pay token's data key? Authentication Tag: In the decryption process, it seems that an authentication tag is required, but I am not sure where to obtain it from. Could you confirm how the authentication tag is generated or provided during the encryption process? If the tag is part of the token or is transmitted separately, could you clarify where I can retrieve it in order to proceed with the decryption successfully? IV and Other Parameters: I am using an initialization vector (IV) of 16 null bytes (00000000000000000000000000000000) as specified in the documentation. Could you confirm that this is correct and aligns with the expected parameters for the AES-GCM decryption? Are there any other specific parameters or considerations I should be aware of when implementing the decryption of Apple Pay tokens? GCM vs Other Encryption Modes: Can you confirm that AES-GCM is the preferred and required encryption mode, or is there any flexibility to use other modes (e.g., AES-CBC) without compromising security? Your guidance would be greatly appreciated to ensure I am following the correct decryption procedure for Apple Pay tokens. Thank you in advance for your support.
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92
Apr ’25
Issue with Wallet App: Deep Linking Fails on First Attempt but Works on Second
Hello, We have implemented In-App Verification using both SMS and mobile app options. While SMS functions as expected, selecting the mobile app for verification in the Wallet app does not open our app on the first attempt. Instead, the verification window simply dismisses. However, if I select "Complete Verification" again and choose the mobile app, deep linking works as expected, and our app opens correctly. This issue occurs with any bank card and app I’ve tested in Wallet. Could this be a bug in the Wallet app where deep linking fails on the first attempt but works on the second?
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391
Jan ’25