For 3.1.2 Issue Description, you need to include a Terms of Use for apps with Auto Renewable Subscriptions. Either provide your own or you can use the standard Apple Terms of Use EULA. Make sure to put the http link in your description in App Store Connect.
As for Resources, make sure your Store Sheet has the mentioned required fields. Also provide a Link in your App binary to the privacy policy and terms of use.
Topic:
App Store Distribution & Marketing
SubTopic:
App Store Connect