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Apple Pay Documentation

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Additional certificate problem of Apple Pay E-Commerce
Dear Apple team and developers, We integrated Apple Pay E-Commerce on our system and made successful transaction at January using following certificates. Merchant Identity Certificate (generated from our Apple developer account) Payment Processing Certificate (generated from our Apple developer account) Payment Session Server Certificate (used following command and generated from apple-pay-gateway-cert.apple.com:443 test URL) Command: openssl s_client -connect apple-pay-gateway-cert.apple.com:443 -key MIC_priv.key -cert MIC_merchant_id.pem -showcerts | openssl x509 -outform DER > apay_ident_trusted_cert_test.der Root CA G3 (Downloaded “Apple Root CA – G3 Root” from https://www.apple.com/certificateauthority/ ) But at this month, we got new certificate problem (please check following) when we try to execute Apple Pay E-Commerce transaction. Certificate 'C=US,O=Apple Inc.,OU=Apple Certification Authority,CN=Apple Application Integration CA - G3' is not valid Certificate. What is this certificate? And Where can I download or generate this certificate from? Could you please advise/give us good information for this certificate problem? Best Regards, Bilguun Enkhbaatar
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233
Mar ’25
Unable to validate merchant while integrating Apple Pay for Web Application
We are seeking assistance with an issue encountered during the integration of Apple Pay into our web application using the third-party payment gateway Heartland. Our application uses JavaScript on the client side and PHP on the server side. Despite following all the guidelines provided by Heartland, we are unable to validate the merchant at the backend. The validation consistently returns false. We request your guidance or a step-by-step solution to help resolve this issue. Steps Followed: Registered a merchant identifier in our Apple Developer account. Enabled the Apple Pay Processing Certificate for the merchant. Logged into the Heartland account, accessed the Apple Pay setup page from the "Keys and Credentials" section, and created a Certificate Signing Request (CSR). Uploaded the CSR from Heartland to the Apple Pay Processing Certificate in the Apple Developer account. Downloaded the signed certificate from the Apple Developer account and uploaded it to Heartland. For the web application: Registered the merchant identifier and validated our domain in the Apple Developer account. Created a Merchant Identity Certificate linked to the same merchant identifier. Followed the same steps 2–5 from the in-app implementation. Code Implementation: Client-Side (React): import React from 'react'; const Button = () => { const initializeApplePay = () => { if (window.ApplePaySession && window.ApplePaySession.canMakePayments()) { const paymentRequest = { countryCode: 'US', currencyCode: 'USD', supportedNetworks: ['visa', 'masterCard', 'amex'], merchantCapabilities: ['supports3DS'], total: { label: 'Your Store', amount: '1.00' }, }; const session = new window.ApplePaySession(3, paymentRequest); // Merchant Validation session.onvalidatemerchant = (event) => { fetch('https://staging-api.parkengage.com/apple-pay-session', { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify({ initiative: 'web', initiativeContext: 'parkengage.com', validationURL: event.validationURL, }), }) .then((response) => response.json()) .then((data) => { if (data.error) { console.error('Merchant validation failed:', data.error); } else { session.completeMerchantValidation(data); } }) .catch((error) => console.error('Validation error:', error)); }; session.onpaymentauthorized = (event) => { const paymentToken = event.payment.token; fetch('/process-payment', { method: 'POST', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify({ token: paymentToken }), }) .then((response) => response.json()) .then((data) => { if (data.success) { session.completePayment(window.ApplePaySession.STATUS_SUCCESS); } else { session.completePayment(window.ApplePaySession.STATUS_FAILURE); } }) .catch((error) => console.error('Payment error:', error)); }; session.begin(); } else { console.log('Apple Pay is not supported on this device.'); } }; return ( Buy with Apple Pay ); }; export default Button; Server-Side (PHP cURL): curl 'https://staging-api.parkengage.com/apple-pay-session' -X 'POST' -H 'Content-Type: application/json' --data-binary '{ "initiative": "web", "initiativeContext": "https://parkengage.com", "validationURL": "https://apple-pay-gateway-cert.apple.com/paymentservices/startSession" }' Issue: The merchant validation fails and returns false. Please guide us on troubleshooting this issue or provide insights on missing configurations.
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446
Dec ’24
Apple Pay SDK JS version policy
What is the version policy for the Apple Pay SDK Javascript ? The documentation refers to this link : https://applepay.cdn-apple.com/jsapi/1.latest/apple-pay-sdk.js The future updates will overrride the file on that link ? Is there a way to be notified of any changes ? We are using a previous version named v1 : https://applepay.cdn-apple.com/jsapi/v1/apple-pay-sdk.js What are the risks not using changing to the lastesdt link ? Thank you for your help.
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177
Mar ’25
Apple Pay Domain Verification: .txt Extension Confusion
Hi all, I’m running into a confusing issue with Apple Pay domain verification. Apple’s documentation says to host the verification file at: https://yourdomain.com/.well-known/apple-developer-merchantid-domain-association And the portal itself seems to expect the file to be served with .txt extension during verification. My first verification passed, but subsequent checks are failing — and I’m wondering if this mismatch is the cause. Should I Keep the .txt and configure my server to serve it at both paths? Would appreciate any insights or official clarification. Thanks!
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50
Nov ’25
Replacement For Expiring Merchant Identity Certificate Validation Issue
We are on a .NET ecommerce site hosted on AWS on a windows 2012R2 server. We have apple pay for the web integrated on the site and the certificates (merchant id and apple pay) were set to expire shortly. We created a new merchant id and apple pay cert, however we are now stuck as the new merchant ID certificate doesn't appear to be working although the old one did. Note there have been no code changes. Basically the apple pay process is failing on the merchant validation. Here are the steps we took: Created a CSR in Keychain Access Generated a Merchant ID cert in the Apple Developer account with that CSR. Imported the Merchant ID cert back into Keychain Access and exported as a p12 file the cert and the private key used to generate the CSR. Imported the p12 file into Windows 2012 R2. I can see in our debugging that the new certificate is being loaded but a SSL/TSL connection couldn't be made. So it seems there is an issue with the cert. Has anyone encountered this? I'm out of ideas at this point and under a lot of pressure from management to fix what was supposed to be a routine maintenance issue. If anyone has any ideas, that would be greatly appreciated.
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184
Mar ’25
UNEXPECTED_CANCEL_AFTER_completeMerchantValidation
Hi, We are trying to make payment from ecomm merchant. The last request during process is { "sessionData": { "epochTimestamp": "1741082241", "expiresAt": "1741092241", "merchantSessionIdentifier": "SSH88312C485D_7E0DD10173", "nonce": "3f6dc197", "merchantIdentifier": "5F9BC6BAF8", "domainName": "libertybank.ge", "displayName": "Apple Pay Purchase", "signature": "3080060000", "operationalAnalyticsIdentifier": "Apple Pay Purchase:5F9BC6BAF8", "retries": 0, "pspId": "5F9BC6BAF8" } } which is successfully validated applePaySession.completeMerchantValidation(data.sessionData) After this, the "oncancel" handler is triggered in applePay. Please help us to understand what is wrong. Please note the domain where the applepay button is located is at txpg.libertypay.ge Which is successfully verified.
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85
Apr ’25
Unable to push provision any cards to Apple Pay from our app
We have recently begun testing in our production environment and have been unable to push provision any cards, receiving a 500 error: default 11:15:59.136742-0300 PassbookUIService Response: https://pr-pod9-smp-device.apple.com:443/broker/v4/devices/SEID_NUMBER/cards 500 Time profile: 0.486102 seconds { x-conversation-id = "52463d9f488e428f829633a1518ea72d" Vary = "accept-language" Content-Type = "application/json" x-pod = "pr-pod9" x-keystone-correlationid = "058F11DE-839F-47AC-A623-741BF32CEA80" Date = "Thu, 16 Jan 2025 14:15:58 GMT" x-apay-service-response-details = "via_upstream" Content-Length = "81" x-envoy-upstream-service-time = "172" x-pod-region = "paymentpass.com.apple" } { statusCode = 500; statusMessage = "Broker Service Response exception"; } In 05/2024 we received an e-mail from applepayentitlementsapple.com confirming the granting of in-app provisioning entitlements for our production apps. We've already sent a feedback on Feedback Assistant. Here is the code to track: FB16344669. Also, we sent another e-mail to applepayentitlementsapple.com, Case-ID: 11317916, but we haven't received a reply yet. Can you help us? We are concerned, since our pre-certification starts on January 27th. Thanks in advance.
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524
Jan ’25
Apple Pay integration with JS
I am facing an issue with Apple Pay js while doing the integration we are using reference https://applepaydemo.apple.com/apple-pay-js-api In this I can generate the merchantSession correctly But when I pass that merchantSession in session.completeMerchantValidation(merchantValidation) as per documentation It is getting failed and also no appropriate error is being shown in the console
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116
Apr ’25
How to update multiTokenContexts if ApplePayPaymentRequest does not initialize multiTokenContexts
https://developer.apple.com/documentation/apple_pay_on_the_web/applepaypaymentrequest/3955945-multitokencontexts According to this document, I know that I can initialize a multiTokenContexts when initializing ApplePayPaymentRequest. But I am now facing a tricky problem. If the user's order does not require multiTokenContexts, then I will not initialize this field when I first make ApplePayPaymentRequest. When the user is in the payment process, I may update multiTokenContexts. But this time, the update is not allowed, ApplePay will be cancelled and the payment will be closed. For example, if the user's address in Apple Pay is different, I need to update multiTokenContexts to support the payment of goods to multiple merchants, which will generate an update of multiTokenContexts. MultiTokenContexts can be updated in the onshippingcontactselected method. https://developer.apple.com/documentation/apple_pay_on_the_web/applepaysession/1778009-onshippingcontactselected My question is that from the beginning, there was no multiTokenContexts to update multiTokenContexts in onshippingcontactselected, which would cause the user to close the payment and need to manually click to pay again. This user experience is not very friendly. Is there a better way for me to go from no multiTokenContexts to multiTokenContexts without interrupting the user's payment process?
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136
Mar ’25
Format of expirationDate on Merchant Token Event
I am working on implementing merchant token notifications. When calling this endpoint https://developer.apple.com/documentation/merchanttokennotificationservices/merchant-token-event-retrieval, the result contains a CardMetadata object with an expirationDate field (see https://developer.apple.com/documentation/merchanttokennotificationservices/cardmetadata). What is the format of this field? The spec only mentions that it has a maximum length of 8 characters.
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120
Oct ’25
The Future of the PaymentRequest API
I am adding Apple Pay to my eCommerce site and I am having a lot of difficulty with the PaymentsRequest API in Microsoft Edge browser. I have a partial implementation that displays the Apple Pay button and creates a PaymentRequest when the button is clicked. That's all. On Safari, this is enough to display the Apple Pay dialog. The process doesn't proceed further because I haven't implemented a handler for the merchantvalidation event. With Chrome on a Mac, the behavior is the same, I can scan the code and see the Apple Pay dialog. On Microsoft Edge, I never see the code to scan. In my web console, I'm seeing errors like InvalidStateError: Failed to execute 'canMakePayment' on 'PaymentRequest': Cannot query payment request and NotSupportedError: The payment method "https://apple.com/apple-pay" is not supported. No "Link: rel=payment-method-manifest" HTTP header found at "https://www.apple.com/apple-pay/" Is Apple Pay not supported on Windows? I see the demo site here, which gets farther than I have gotten. It does display the scan code, but payment still never completes. I see the same payment-method-manifest error in the console. If Apple Pay is not supported on any PCs other than Macs, is there any reason to use the PaymentRequest API instead of Apple Pay JS? I started digging into the W3C standards and it turns out that merchantvalidation event is deprecated. Chrome on Mac does catch it, so it seems like it's supported there. But I have concerns about the long term future. Is it going to remain supported? If so, I would imagine that the interface could change. It seems like the only benefit of the W3C PaymentRequest API is that Mac users with non-Safari browsers may still be able to use Apple Pay. In theory, that's something I'd still like to support, even if it's only a small number of users, but I only have time for one integration right now, and I need to pick the best one. How much faith should I have in the W3C PaymentRequest API? Is it reasonable to pursue it with the goal of including all Mac users regardless of browser? Or is it likely a dead API and I should stick to Apple Pay JS instead to provide a better experience to Safari users? It also looks like the PaymentRequest API isn't fully finalized yet, so maybe that's the source of my issues. Maybe I should just use Apple Pay JS for now with an eye to supporting PaymentRequest when the spec is finalized. I greatly appreciate your input.
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724
Jan ’25
Device selection on Apple Pay In-App provisioning is incorrect
I am encountering an issue with the in-app provisioning flow using PKAddPaymentPassViewController. Specifically, when presenting the controller to allow users to add a pass to Apple Wallet, the device selection screen is showing all the devices, even after setting the primaryAccountIdentifier on the PKAddPaymentPassRequestConfiguration. Here's the context: I'm using PKAddPaymentPassViewController for in-app provisioning. I provide a valid primaryAccountIdentifier in the configuration. But after adding the pass, if i print back the primaryAccountIdentifier it displays some other value different than the identifier i had set(Example masked identifier: FAPLMC1GB000000066aa4xxxxxxxxxxxa744f16axxxxxxxx). The provisioning flow works, but the device list shown to the user includes all the devices (e.g., Apple Watches and iPhone even though it is already added to Apple Watch or iPhone).
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107
Oct ’25
Payment Services Exception Unauthorized
We’re attempting to call the Apple Pay Web Merchant Registration API using our Platform Integrator flow and consistently receive 401 Unauthorized, despite successful TLS/mTLS. Details: Endpoint: https://apple-pay-gateway-cert.apple.com/paymentservices/registerMerchant (POST) Payload: { "domainNames": ["breakerfy.com"], "encryptTo": "platformintegrator.ai.packman", "partnerInternalMerchantIdentifier": "merchant.ai.packman.1", "partnerMerchantName": "breakerfy", "merchantUrl": "https://breakerfy.com" } Domain association: URL: https://breakerfy.com/.well-known/apple-developer-merchantid-domain-association What we tried: We created a Payment Platform Integrator ID (platformintegrator.ai.packman) We created a CertificateSigningRequest We used the certificate signing request to create an Apple Pay Platform Integrator Identity Certificate and downloaded the signed certificate. We exported the Private Key from keychain access in PKCS 12 format We converted both the private key and the signed certificate to PEM format We created a merchant id We used the converted keys to send requests to the API We received { "statusMessage": "Payment Services Exception Unauthorized", "statusCode": "401" } we also tried curl with the original p12 file and also had no luck. What could be the issue ?
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92
Oct ’25
Adding a previous card to Apple Wallet and Express Travel Enabled
We are working with a large fintech org on project connected with provisioning payment cards to Apple Wallet. When we add a previously provisioned card to the Wallet (using the Wallet UI, Add card -> Previous card). It adds the card on one device showing the Express Travel card screen after the card is added allowing the user to set the card as an express travel card during the provisioning flow but never on our other devices. All of the test devices are clean and have only the same single card provisioned. What triggers the Express Travel Card screen to be shown during the add previous card flow? (Why is it showing on one device and not another).
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52
Sep ’25
Apple Pay 3dSecure Version for Mastercard
We have finished integrating Apple Pay in our app and our payment processor is requiring us to send the 3dSecure version used for apple pay (2.1,2.2,2.3,etc.). I believe this only applies to mastercard but would appreciate if anyone has run into something similar and what you specified. I have not been able to find anything in Apple's documentation specifying the version that is used.
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81
Oct ’25
Apple pay closes silently
During our Apple Pay integration testing, we encountered an issue that we're unsure how to resolve. Below are the steps we followed: Created an Apple Pay sandbox test account for Raul and added a test card, following the documentation here: https://developer.apple.com/apple-pay/sandbox-testing/ Opened the Golfmanager platform and initiated a booking. For payment, selected Apple Pay as the method. Raul clicked the Apple Pay button on the Golfmanager UI. He scanned the QR code using his iPhone, logged in with the test account. Apple Pay began validating our merchant identity and retrieved the wallet token to proceed with payment. The Apple Pay payment sheet appeared on Raul's iPhone, showing the card details and the amount requested by Golfmanager. Suddenly, the Apple Pay sheet closed unexpectedly, and we have no insight into what went wrong or what might be missing on our end. Here is the video: https://drive.google.com/file/d/1r-73edQ9eBZzXi6HoSYYGjKO8LbxBrZi/view?usp=drive_web
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128
Oct ’25
Apple Pay integration in our app
Hi, We have app in which we take donations from people and send to non-profit organisations. I have read that Apple Pay can be integrated on non profit platforms to take donations, but we are middle man, we are not non profit .. we take donations, cut our platform fees and then sent to donations to non profit orgs. My question is can we integrate Apple Pay in our iOS app to take donations from apple? as we have integrated Apple Pay on the web.
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100
Oct ’25
Clarification on Apple Pay Domain Verification File Behavior
I'm implementing Apple Pay in my Flutter web app and I'm following the guidelines for domain verification using the apple-developer-merchantid-domain-association file. When I access the file at https://mydomain.com/.well-known/apple-developer-merchantid-domain-association through my web app, the browser silently downloads the file instead of displaying its content on the webpage. My question is: Is this the expected behavior for the apple-developer-merchantid-domain-association file? Should the browser download the file silently, or is there another step required, such as displaying the content on the webpage for verification purposes? I've consulted some resources and they indicate that the file download is the correct behavior. However, I'd appreciate confirmation from the community to ensure I'm implementing the verification process correctly. Summary is how do we know if apple has verified it?
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280
Aug ’25