Hello,
We are working on integrating billing into our dating app, targeted at the Russian market. Our main requirement is to support subscriptions with automatic renewal and cancellation.
We understand that, according to App Store Review Guideline, all digital subscriptions should use Apple In-App Purchase (IAP). However, we are unsure how this applies in Russia, where some local regulations may limit the use of non-Russian payment processors, and where not all Russian bank cards are accepted by Apple.
Our question is:
-For iOS apps in Russia, is it strictly required to use Apple IAP for subscriptions?
-Are there any approved exceptions allowing integration with local processors such as Robokassa or YooKassa?
-How are other developers currently handling subscriptions for the Russian market?
We want to ensure full compliance and avoid any risk of rejection or removal.
Thank you in advance for any clarification.
Best regards,
Dan
Apple Pay
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Hi Team,
I have merchant session object -
{"epochTimestamp":1748333121032,"expiresAt":1748336721032,"merchantSessionIdentifier":"SSH7CCD205FEEDD45AD84B77374D098B335_916523AAED1343F5BC5815E12BEE9250AFFDC1A17C46B0DE5A943F0F94927C24","nonce":"2d18eab4","merchantIdentifier":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","domainName":"f7071159c1tst-store.occa.ocs.oraclecloud.com","displayName":"DDF Test","signature":"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","operationalAnalyticsIdentifier":"DDF Test:8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","retries":0,"pspId":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19"}
After sending this to session.compleMerchant I am getting the invalid access error.
Regards,
Varsha
We have been informed by a third-party subscription tracking service(Adjust) that, due to the following specification of App Store Connect, it is not possible to connect an STG app (a non-published testing app) with their server:
Specification:
Since Apple’s API only allows access for apps that are already published, it is not possible to enable subscription tracking for iOS apps that are not yet published.
Could you please confirm if our understanding of this specification is correct?
Additionally, is there any method or recommended approach to verify subscription tracking behavior with an STG (non-published) app before the app is released?
Thank you very much for your support.
Topic:
App & System Services
SubTopic:
Apple Pay
We are implementing Apple Pay on our website, but we only sell services and would prefer that the shipping address section of the Apple Pay modal doesn't require the shipping address and just show the billing address. Is there any way to achieve this?
We have a checkout page on which clients can configure the providers we've integrated with for each currency.
One such provider is Stripe, with which we have already integrated ApplePay and host a merchant domain association file.
Now, we're getting requests to support ApplePay with other providers.
The issue is that we can't tell Apple to use a different path to domain association file for domain verification.
And, replacing the existing domain association file seems like a hack, since I believe it's needed for domain re-verification.
We're thinking of using subdomains for serving the domain association files for different providers.
But, we have some questions on how ApplePay domain verification works to understand how we can solve our problem.
Firstly, can we use subdomains for individual domain verification? If we already have example.com verified with Stripe, can we serve the domain association file for the other provider with provider.example.com and have the verification work?
Secondly, let's say our domain is example.com, and we can use provider.example.com to serve the domain association file and verify the domain. Then on example.com/checkout, will using an iframe with provider.example.com/applepay to host the ApplePay button work?
This thread suggests otherwise, but we want to confirm.
Lastly, is the only way to make an ApplePay payment for provider.example.com to use that subdomain? So redirecting to provider.example.com/applepay would work?
Thanks for your help!
We have an Apple Pay account and have successfully created and verified the payment processing certificate in our Apple Developer account.
When initiating an Apple Pay payment, the Apple session is created successfully with the correct data return from api , but it is not accepted with the error: “Payment not completed.”
The issue occurs even though the merchant validation step works without errors.
Our websites where this is happening are:
https://magicdeliver.com/
https://www.pulsarmodular.com/
Could you please help us identify the cause of the issue and guide us on resolving it?
I am attempting to verify my domain
https://technoq.genesistechnologies.tech
for use with Apple Pay Merchant ID. However, when I attempt verification, the process fails with the message:
“Domain verification failed.”
Unfortunately, no additional details are provided.
I have already completed the following steps:
Downloaded the verification file apple-developer-merchantid-domain-association.txt.
Placed it in the .well-known directory as instructed.
Confirmed that it is publicly accessible at:
https://technoq.genesistechnologies.tech/.well-known/apple-developer-merchantid-domain-association.txt
Verified that a valid SSL certificate is configured for the domain.
Could you please advise on why the verification might be failing and what additional steps I should take to resolve this issue?
I have the HCE entitlements, but it's not clear from the documentation I have, how to configure my app as the default app for the double tap of the power button.
Nor can i see where this is in iOS 18.2 settings. The closest I can find is 'Settings > Default Apps > Contactless App', which still shows only Wallet after I install my app with all the new entitlements and provisioning profile. I have these entitlement successfully provisioning my app:
<key>com.apple.developer.nfc.hce</key>
<true/>
<key>com.apple.developer.nfc.hce.iso7816.select-identifier-prefixes</key>
<array>
<string>A0000000031010</string>
<string>A00000002501</string>
<string>A0000000049999</string>
<string>A0000000041010</string>
</array>
<key>com.apple.developer.nfc.hce.default-contactless-app</key>
<true/>
The documentation here: https://developer.apple.com/support/hce-transactions-in-apps/ also references a link to changes in Info.plist, but the url takes me to storekit-external-entitlement documentation about dating apps in the netherlands ???!!!???
Any help would be appreciated to at least get started by allowing me to change the double tap action to my app.
Thanks
Topic:
App & System Services
SubTopic:
Apple Pay
Hi Support,
When the applepay express transit option is used on emv payment cards,
like this
iPhone - Open “Settings” → “Wallet & Apple Pay” → “Express Transit Card”.
And a emv single card has been enabled under Express Transit
And on transit reader Apple Enhanced contactless Polling support is provided, ( with VAS not supported, user authentciation not supported)
Sometimes ATQB response also comes from the iPhone or iWatch instead of the ATQA response, and then it causes the transit reader to report as collision error in the polling.
Sequence of the packets:
WUPA
WUPB
ECP frame
WUPA
WUPB
ATQB
WUPA
ATQA
Topic:
App & System Services
SubTopic:
Apple Pay
Hello All -
I'm attempting to enable my companies app to add credit card to Apple Wallet. Part of our app enables customers to generate new virtual cards on demand and I'm attempting to enable the ability to add these cards to the Apple Wallet. Everything seems to be working all the way to the final stage of the process where I get a PKPassKitErrorDomain systemCancelled and I can't seem to find any clues as to why the system is canceling.
For context -
I have the com.apple.developer.payment-pass-provisioning entitlement. I have both the Wallet and In-App Provisioning capabilities enabled in the App. I have defined a PKAddPaymentPassViewControllerDelegate class that implements both the generateRequest and didFinishAdding methods. I'm leveraging PKAddPaymentPassViewController in SwiftUI by using a UIViewControllerRepresentable implementing class that returns the view controller properly when makeUIViewController is called. I build a PKAddPaymentPassRequest object and ensure that it is properly filled with encryptedPassData, activationData, and ephemeralPublicKey.
As a user I'm able to go to the virtual card view, open the instance of PKAddPaymentPassViewController, select the destination for the card, see the Add Card information. I get to the point where the view tells me it's contacting the card issuer and then I get an error message "Could Not Add Card - Try again later or contact your card issuer for more information" with a "Set Up Later" button. I then get the system canceled error.
I should mention that I'm able to add these virtual cards manually via the Apple Wallet. The process works similarly but requires me to provided an OTP to conclude the process. This flow works and I have active cards in my wallet.
I'm having a very hard time figuring out how to try and debug this issue further. The only error that the system returns is the system canceled notice.
Any insight into where I might be missing something or how to debug the issue further would be greatly appreciated. Any thought on how I could debug this further would also be greatly appreciated.
Thanks in advance - AYAL
Topic:
App & System Services
SubTopic:
Apple Pay
Hello,
I am setting up a feature for my company's banking app that allows users to add their payment/debit card they have with us to the Apple Wallet on their device. We have the in-app provisioning entitlement setup and configured in the app and configured with our banking partner/TSP. We are able to manually provision production environment cards via the Wallet app.
I am using test card data from my TSP. I send them the two certificates, nonce, and nonce signature data and am given activationData, encryptedPassData, and an ephmeralPublicKey that we then set on an instance of PKAddPaymentPassRequest. We call the handler on the delegate method that is called with that request object and get an error:
The operation couldn’t be completed. (PKPassKitErrorDomain error 2.)
Looking at the PassKit library shows this is PKUnsupportedVersionError - Unsupported pass version.
Our TSP hasn't been super helpful in troubleshooting this issue and just said we should contact Apple as it is an Apple error.
I am trying to figure out if the issue is with how we are implementing the feature or with the test data itself given to us.
Topic:
App & System Services
SubTopic:
Apple Pay
Hello,
I am developing an Apple Pay and In-App Provisioning integration for the bank where I work. All entitlements are properly configured, and we are integrated correctly with our Payment Network Operator (PNO).
We are using PKAddPaymentPassViewControllerDelegate to handle the provisioning process. The flow progresses as expected up to the Terms and Conditions screen. However, after accepting the terms, the process fails with the message:
"Could not add card."
Upon checking the device logs using the Wallet profile configuration, I observed the following response from Apple's backend:
Response:
https://nc-pod10-smp-device.apple.com:443/broker/v4/devices/041315032816900221610987313158566F368A9CEBA1291E/cards/745f792b9d0644e5a6e713d54f505296/enable 500 Time profile: 1.80458 seconds
{
x-conversation-id = "6ec59a63424f4035915e32f22ea645e4"
Vary = "accept-language"
Content-Type = "application/json"
x-pod = "nc-pod10"
x-keystone-correlationid = "E3DD5A5A-FD18-4500-8570-2BD1334E281C"
Date = "Thu, 17 Apr 2025 07:05:03 GMT"
x-apay-service-response-details = "via_upstream"
Content-Length = "49"
x-envoy-upstream-service-time = "964"
x-pod-region = "paymentpass.com.apple"
}
{
errorCode = 40456;
statusCode = 500;
}
This seems to indicate that the card enablement step is failing on the server side. Our internal systems have not logged any request failure from Apple at this step, which makes it difficult to pinpoint whether the issue is in the PNO integration, entitlement configuration, or something else.
We are currently testing in a production environment on a physical device (not using sandbox), and provisioning flows are initiated through our iOS app using PKAddPaymentPassRequest.
Could you please help us interpret error code 40456 and identify what steps we should take to resolve this issue? If needed, we can also provide the full device log and additional details.
Thank you in advance for your support.
Best regards,
Mansur Bagwan
I am trying to do a mass enablement of a merchant ids for a psp.
The ids have been approved by apple. I am attempting to add more using the Post Request: https://apple-pay-gateway.apple.com/paymentservices/registerMerchant
(https://developer.apple.com/documentation/applepaywebmerchantregistrationapi/register_merchant) but am always getting a Refuse to connect error.
What authentication is required to get a 200 successful response?
Hi support,
Since June 26th 2025 we are experiencing an issue with the ApplePay SSL server certificate installed on our servers in Production environment.
We are facing an exception error during the initializing of a payment session while calling the url:
https://apple-pay-gateway.apple.com/paymentservices/startSession
The exception is Untrusted Server Certificate Chain:
javax.net.ssl.SSLHandshakeException: java.security.cert.CertificateException: Untrusted Server Certificate Chain
at sun.security.ssl.Alerts.getSSLException(Alerts.java:192)
at sun.security.ssl.SSLSocketImpl.fatal(SSLSocketImpl.java:1915)
at sun.security.ssl.Handshaker.fatalSE(Handshaker.java:306)
at sun.security.ssl.Handshaker.fatalSE(Handshaker.java:300)
at sun.security.ssl.ClientHandshaker.serverCertificate(ClientHandshaker.java:1577)
at sun.security.ssl.ClientHandshaker.processMessage(ClientHandshaker.java:213)
at sun.security.ssl.Handshaker.processLoop(Handshaker.java:1010)
at sun.security.ssl.Handshaker.process_record(Handshaker.java:946)
at sun.security.ssl.SSLSocketImpl.readRecord(SSLSocketImpl.java:1034)
at sun.security.ssl.SSLSocketImpl.performInitialHandshake(SSLSocketImpl.java:1343)
at sun.security.ssl.SSLSocketImpl.startHandshake(SSLSocketImpl.java:1370)
at sun.security.ssl.SSLSocketImpl.startHandshake(SSLSocketImpl.java:1354)
It seems that the issue occurs randomly: we are experiencing this exception on most of our payment transactions, but there are some cases of users that have correctly paid on our site using this method and in those cases this error did not appear.
We installed the new certificate on our servers on July 3rd 2025 and renewed on Aug 7th 2025.
The new certificate validity is:
Not Before: Aug 6 18:43:52 2025 GMT
Not After : Nov 4 18:08:57 2025 GMT
I must specify that this issue is blocking the correct placement of AppleyPay orders of our customers.
Can you please help us find the problem and a possible solution?
Topic:
App & System Services
SubTopic:
Apple Pay
When apple pay on the web does a onshippingcontactselected it appears to truncate the zip code.
If I enter:
11111
or
11111-1111
I always get 11111. Is there any way to get the plus 4?
I've completed the setup required for in-app push provisioning on the iOS platform.
Encountering an issue at the completion handler step while sending data back to the PassKit framework.
The delegate method used is:
func addPaymentPassViewController(completionHandler handler: @escaping (PKAddPaymentPassRequest) -> Void)
The error observed is:
Error Domain=PKPassKitErrorDomainCode=2 which is PKUnsupportedVersionError
The device used for testing is running iOS version 17.4.1.
Topic:
App & System Services
SubTopic:
Apple Pay
I'm encountering an issue with Apple Pay on both Wallet and the Watch app where the app name is not showing up on the back of the payment card(Card details).
The pass was successfully provisioned, and everything seems to be working, but the expected app name or brand isn't displayed, and instead, I see the generic "Something went wrong. Try again Later" message.
Do we need to configure something to get this displayed in Wallet app?
We have an app and we want to add tap to pay for Apple Pay. We'd also like to become a certified Payment Service Provider. What is the process to become a certified PSP?
Topic:
App & System Services
SubTopic:
Apple Pay
Does anyone have info about the Retention Messaging API. We've requested access to it, but there's no answer.
Topic:
App & System Services
SubTopic:
Apple Pay
Hi, we are implementing the push provisioning via the Apple Wallet Extension starting from the example at https://developer.apple.com/documentation/passkit/implementing-wallet-extensions.
To correctly manage the push provisioning on Apple Watch, specifically for a card tokenised in the iPhone but not in the Watch, we need to know if there is a connected Apple Watch to the iPhone.
We are using the following code from the Apple Wallet Extension example to detect whether there is a connected watch:
WCSession* session = [WCSession defaultSession];
session.delegate = delegate;
[session activateSession];
In the main target of the app, at the end of the activation the system correctly calls the delegate method:
session:activationDidCompleteWithState:error:
but we noticed it is not being called in the UI extension context (the one having NSExtensionPointIdentifier: com.apple.PassKit.issuer-provisioning.authorization).
We don't understand why the delegate is not being called in the UI extension, can you please help?
Thanks!
Steps to Reproduce:
Start with a card not added in the Apple Wallet app
Open the Apple Wallet app
Click on add card
Select the app to launch the Wallet Extension flow
The Apple Wallet Extension with UI is on screen and invokes the activateSession method, the delegate method is not invoked and session.isPaired returns "no".
Xcode Version
16.2
macOS Version
15.6.1 (24G90)
Feedback ID
FB20082564