'Company A' is scheduled to merge with its parent company, 'Company B'. Both A and B have Apple accounts. A's account has one domain registered for Apple Pay integration, while Account B has no domain registered. We attempted to register A’s domain under B’s account. However, the notification 'Requested domain name has been verified previously.' appeared, and we could not complete the registration. Please confirm whether it is correct that a domain already registered under Account A cannot be registered again under Account B. If we cannot register same domain in two accounts, we believe that the domain registered under A's account must be deleted first and then registered under B's account. In that case, will payments become unavailable immediately upon deletion of the domain, or will payments still be possible for a certain period of time after deletion? In our testing, we found that payments were not blocked immediately, but we would like to confirm further. We are concerned about the possibility of transaction failures during the short period between deleting the domain from A's Account and registering it under B's Account.

Hey, Please help us to know how to get our payments of sales with iOS app we have, since beginning, our amount is pending with them and despite sevarel attempts they are providing the real issue and solutions for matter. Please suggest how to fix this issue.

We’ve an implementation of apple pay with asia pay as gateway . We want to access that from external iframe . although we’ve been able to load the apple pay widget not able to validate merchant and tokenize in iframe. Please let us know if apple pay with asia pay is available to be used within iframe.

Hi All, We operate a store with a single domain but multiple merchants, some of whom use PayPal as their payment gateway, while others use Stripe. We are looking to introduce Apple Pay for the various merchants. From what I understand, a .well-known file is required for each merchant to enable Apple Pay. How can we implement this, given that our merchants are using different payment gateways? Best regards, Joe

Hi, We have app in which we take donations from people and send to non-profit organisations. I have read that Apple Pay can be integrated on non profit platforms to take donations, but we are middle man, we are not non profit .. we take donations, cut our platform fees and then sent to donations to non profit orgs. My question is can we integrate Apple Pay in our iOS app to take donations from apple? as we have integrated Apple Pay on the web.

Dear Apple team and developers, We integrated Apple Pay E-Commerce on our system and made successful transaction at January using following certificates. Merchant Identity Certificate (generated from our Apple developer account) Payment Processing Certificate (generated from our Apple developer account) Payment Session Server Certificate (used following command and generated from apple-pay-gateway-cert.apple.com:443 test URL) Command: openssl s_client -connect apple-pay-gateway-cert.apple.com:443 -key MIC_priv.key -cert MIC_merchant_id.pem -showcerts | openssl x509 -outform DER > apay_ident_trusted_cert_test.der Root CA G3 (Downloaded “Apple Root CA – G3 Root” from https://www.apple.com/certificateauthority/ ) But at this month, we got new certificate problem (please check following) when we try to execute Apple Pay E-Commerce transaction. Certificate 'C=US,O=Apple Inc.,OU=Apple Certification Authority,CN=Apple Application Integration CA - G3' is not valid Certificate. What is this certificate? And Where can I download or generate this certificate from? Could you please advise/give us good information for this certificate problem? Best Regards, Bilguun Enkhbaatar

We have finished integrating Apple Pay in our app and our payment processor is requiring us to send the 3dSecure version used for apple pay (2.1,2.2,2.3,etc.). I believe this only applies to mastercard but would appreciate if anyone has run into something similar and what you specified. I have not been able to find anything in Apple's documentation specifying the version that is used.

We are having trouble trying to renew our Apple Pay Merchant Identity Certificate. We can create the CSR file and add to the developer portal. We then convert this to a .pem and then a .p12. When we test the certificate in Postman however, we see the following error: "statusMessage": "Payment Services Exception pspId=xxxx unauthorized to process transactions on behalf of merchantId=xxxx reason=xxxx is not a registered merchant in WWDR and isn't properly authorized via Mass Enablement, either.", "statusCode": "417" We are sending the following POST request to 'https://apple-pay-gateway.apple.com/paymentservices/paymentSession': {"merchantIdentifier": "merchant.com.xxxx.applepaytest", "domainName": "beta-xxxx.com", "displayName": "beta-xxxx.com"} Anyone got any ideas what the issue may be? In the meantime I will look at completing our domain verification as that is also due soon and we thought it may possibly have something to do with the certificate issues we are seeing.

We are on a .NET ecommerce site hosted on AWS on a windows 2012R2 server. We have apple pay for the web integrated on the site and the certificates (merchant id and apple pay) were set to expire shortly. We created a new merchant id and apple pay cert, however we are now stuck as the new merchant ID certificate doesn't appear to be working although the old one did. Note there have been no code changes. Basically the apple pay process is failing on the merchant validation. Here are the steps we took: Created a CSR in Keychain Access Generated a Merchant ID cert in the Apple Developer account with that CSR. Imported the Merchant ID cert back into Keychain Access and exported as a p12 file the cert and the private key used to generate the CSR. Imported the p12 file into Windows 2012 R2. I can see in our debugging that the new certificate is being loaded but a SSL/TSL connection couldn't be made. So it seems there is an issue with the cert. Has anyone encountered this? I'm out of ideas at this point and under a lot of pressure from management to fix what was supposed to be a routine maintenance issue. If anyone has any ideas, that would be greatly appreciated.

We are an issuer attempting to implement In-App Provisioning of Payment Cards leveraging Mastercard MDES and have successfully obtained our entitlement from Apple, but have not received the documentation titled "Getting Started with Apple Pay In-App Provisioning, Verification & Security". The latest copy I have found has been via Scribd for a version 3.0 from June 2020. I've tried contacting Apple Support and the In-App Provisioning Entitlements group but have had no luck. Thank you!

For Apple Pay testing, I have tried the following: Sign into the Sandbox Account via Developer Settings: Settings > Developer > Sandbox Account Keep your main Apple ID for everything else Add Test Cards to Wallet: Try adding the test card numbers (MasterCard and Visa Debit, as we support only those) Apple provides in their documentation. Unfortunately, none of them are added to the wallet. All the time it gives 'Could Not Add Card'. I tried on devices with iOS 18+. Can anyone advise on this? Thanks

We’re attempting to call the Apple Pay Web Merchant Registration API using our Platform Integrator flow and consistently receive 401 Unauthorized, despite successful TLS/mTLS. Details: Endpoint: https://apple-pay-gateway-cert.apple.com/paymentservices/registerMerchant (POST) Payload: { "domainNames": ["breakerfy.com"], "encryptTo": "platformintegrator.ai.packman", "partnerInternalMerchantIdentifier": "merchant.ai.packman.1", "partnerMerchantName": "breakerfy", "merchantUrl": "https://breakerfy.com" } Domain association: URL: https://breakerfy.com/.well-known/apple-developer-merchantid-domain-association What we tried: We created a Payment Platform Integrator ID (platformintegrator.ai.packman) We created a CertificateSigningRequest We used the certificate signing request to create an Apple Pay Platform Integrator Identity Certificate and downloaded the signed certificate. We exported the Private Key from keychain access in PKCS 12 format We converted both the private key and the signed certificate to PEM format We created a merchant id We used the converted keys to send requests to the API We received { "statusMessage": "Payment Services Exception Unauthorized", "statusCode": "401" } we also tried curl with the original p12 file and also had no luck. What could be the issue ?

When I use my iPhone to scan the apple pay QR code in chrome, the url is https://applepaydemo.apple.com/apple-pay-js-api, I keep geting the "Service Unavailable" error. Wonder know if you guys meet this error as well? Btw, the QR code feature needs IOS 18.

I have a question regarding the file apple-developer-merchantid-domain-association.txt. I understand that this file is used during API access for Apple Pay Web payments. However, is it necessary for our company to access this file during the payment process? Also, this domain validation file is expected to be placed in the publicly accessible “.well-known” folder on our web server. Is it acceptable for this file to remain readable by third parties on the Internet, including Apple’s servers, without posing any security risks? Since this file is generated during domain registration on the Apple Developer site and is unique to our domain, we believe there should be no security concerns even if accessed by third parties. However, are there any specific security requirements for this domain validation file? Please note that the domain validation has already been successfully completed. We appreciate your time and look forward to your guidance. Best regards,

PLATFORM AND VERSION iOS Development environment: Xcode Version 16.2 (16C5032a), macOS 14.6.1 Run-time configuration: iOS 26 DESCRIPTION OF PROBLEM We would like to seek clarification on how to determine whether a card used via Apple Pay is a credit or debit card before sending the transaction request. Currently, we can retrieve the card type information (credit/debit) from the Apple Pay response payload, but this is only available after the payment has been processed. However, we need to determine the card type in advance, as our system calculates and applies transaction fees based on the card type, which should be added to the total transaction amount before submission. Could you please advise if there is any parameter, API field, or pre-authorization mechanism available to identify the card type prior to initiating the transaction request? We would appreciate your guidance or any related documentation for implementing this. STEPS TO REPRODUCE Initiate Apple pay Payment from Apple pay Getting payload we can retrieve the card type information (credit/debit) from the Apple Pay response payload, but this is only available after the payment has been processed. We need to identify if there's any way to know the card user selected(whether it is credit/debit) before processing the payment.

Hi everyone, I’m encountering a strange issue with Apple Pay in our React Native iOS app using the Stripe React Native SDK. Summary of the Problem: • Apple Pay shows up as an available payment method inside the Stripe Payment Sheet. • When I tap Apple Pay, the Apple Pay sheet opens normally. • After confirming payment, the Apple Pay sheet immediately closes, and nothing happens. • No payment is created and no request reaches Stripe’s servers. On Stripe Dashboard the PaymentIntent remains incomplete, with no errors, which means the failure happens before Stripe receives anything. Environment • React Native with @stripe/stripe-react-native • StripeProvider configured with: <StripeProvider publishableKey={...} merchantIdentifier="merchant.com.app.venga" stripeAccountId={...} urlScheme="venga" > Apple Pay works on our web checkout with the same merchant identifier. We have verified all of the required Apple Pay setup: • Merchant ID exists, active, and matches exactly. • Merchant ID added to the iOS app target in Xcode → Signing & Capabilities. • Apple Pay capability enabled. • Merchant domain is verified (web checkout works). • Apple Pay certificate and merchant certificate are valid. • Stripe publishable key and merchantIdentifier are correct. • Stripe SDK correctly initialized. • Device region supports Apple Pay. Extra Observations: • The PaymentIntent’s allowed_payment_methods includes "card" and Apple Pay does appear in the payment sheet. • But after tapping Pay → the Apple Pay sheet closes instantly. • There is no callback with an error, and nothing appears in Stripe logs. • We are testing in Sweden. As far as I know Apple Pay should work fine here. Questions: What could cause the Apple Pay sheet to dismiss instantly after attempting a payment? Could this be caused by a merchant ID mismatch—even if Apple Pay appears in the sheet? Is there any Apple-device-level requirement (region, wallet config, card type) that could cause this silent failure? Is there a way to get more detailed logs when Apple Pay closes before Stripe receives anything? Any help or suggestions would be greatly appreciated. Thanks!

Dear Apple Developer Support, I would like to request a technical escalation to the engineering team regarding an ongoing issue with Apple Pay domain verification. Error returned by Apple Even though Apple’s request to our domain returns HTTP 200, the verification still fails with: resultCode: 13014 resultString: "Domain verification failed. Review your TLS Certificate configuration to confirm that the certificate is accessible and a supported TLS Cipher Suite is used." requestUrl: https://developer.apple.com/services-account/QH65B2/account/ios/identifiers/verifyDomain TLS Certificate Validation We performed a full TLS analysis: Certificate issued by Sectigo Public Server Authentication CA DV E36 (public trusted CA) Full and correct certificate chain No handshake errors Configuration fully valid SSL Labs rating: A From our side, the TLS configuration is confirmed to be correct. Accessibility of the .well-known file The file is publicly and accessible It returns 200 OK and the content is exactly identical to the file downloaded from the Apple Developer Portal, without any modification. Our network team confirmed that Apple’s verification request also receives HTTP 200 when pressing “Verify” in the Apple Developer Console. Network-side findings We monitored Apple’s request in real time. Findings: TLS handshake succeeds No cipher mismatch File delivered correctly Status: 200 OK No redirect or transformation applied Despite this, Apple still returns error 13014. Request for engineering review We kindly request that an Apple engineer verify the following: The actual TLS handshake performed by Apple's verification service (cipher suite, protocol negotiation, SNI, trust chain). Whether the Sectigo issuing CA is fully trusted and supported by your domain-verification backend. If there is an internal reason behind error 13014—since the external message does not provide actionable details. Whether the response is rejected for reasons other than TLS, given that the file is accessible and the request returns 200. The exact condition that leads Apple to report “TLS Certificate configuration is incorrect” in this case. This issue is blocking an urgent deployment and must be resolved as soon as possible. Existing case reference Case ID: 102760005987 We are fully available to provide: full response headers packet captures (PCAP) SSL/TLS diagnostics file integrity checks server configuration details or join a technical call (Teams / WebEx) Thank you in advance for the escalation. Andrea

I'm seeking clarification on how Requirement 4.1 ("Card Issuers with a Mobile App must support In-App provisioning") applies when the card issuer uses a third-party mobile banking platform rather than a self-developed app. Our situation: We are a small credit union (the card issuer) Our mobile banking app is provided by a third-party digital banking vendor (white-label, but branded with our name) Card processing is handled by a separate vendor The ambiguity: The Apple Pay Specifications define "Card Issuer Mobile App" as: "The Card Issuer-branded, iOS software application made available on a Device that is used by such Card Issuer's customers to manage, administer, or use Cards." Our mobile banking app meets this definition—it's branded with our name and used by our members to manage their accounts and cards. However, we don't develop or directly control the app; our digital banking vendor does. The webinar FAQ stated: "Do we have to implement in-app provisioning? Yes, if you have an app." Our digital banking vendor interprets this as not applying to them because they are "not the issuer." They've stated: "Apple's requirements are at the card-processor level... our credit unions and, by extension, we are not required to support Apple Pay's in-app provisioning." Our card processor has indicated they will support in-app provisioning integrations but notes "this would be digital provisioning and we would need the digital banking vendor to work with us to enable." Specific questions: When a card issuer uses a third-party mobile banking app (branded for the issuer but developed/maintained by a vendor), does Requirement 4.1 apply? If yes, who bears compliance responsibility—the issuer, the mobile app vendor, or both? If the mobile app vendor does not implement in-app provisioning by January 15, 2026, what is the issuer's exposure? Does the issuer face suspension from the Program due to vendor non-compliance? Is there an alternative compliance path under Requirement 4.8 (Web Provisioning) for issuers whose mobile app vendors cannot deliver in-app provisioning by the deadline? This scenario likely affects hundreds of small financial institutions using shared digital banking platforms. Clarity on vendor vs. issuer responsibility would help the entire ecosystem prepare appropriately. Thank you.

Hello -- We're preparing to roll out Apple Pay on website in the next week but encountered some issues during testing. While we successfully processed transactions using a VISA card, we ran into errors when testing with other card brands. Has anyone come across this issue before?

Hello, I'm using PassKit with to perform Apple Pay payment in a financial application. Our approach are: On iOS application, define PKMerchantCapability threeDSecure and credit, perform apple pay experience and get the encrypted response. On PCI service, receive the encrypted data Payment token, decrypt this data, and use to perform the payment. The problem is, in MasterCard transaction the eciIndicator is missing. I want to know if has some rule or problem about it.