Is it something new to Xcode 26 or are you using Xcode 16 ?
You're right, that's a pretty common issue with SwiftUI and the pain is that there is not hint where the "error" precisely is.
That's intrinsic to how SwiftUI works (it is not a compile error but a run time error).
In some cases, just adding an element in an addition can cause the problem.
I do not usually break it up. A common issue is with arithmetic expressions: always make sure that the type of each value is explicit.
To localise the error, I go by dichotomy. I comment out half of the suspect part of code. If it works, problem is likely form the commented out.
Otherwise, I comment half of the remaining part, and so on until I get to a single line.