Apple Pay

RSS for tag

Discuss how to integrate Apple Pay into your app for secure and convenient payments.

Apple Pay Documentation

Posts under Apple Pay subtopic

Post

Replies

Boosts

Views

Activity

Merchant validation error on Apple Pay payment processing
Hi, I'm developer in fintech company, we have setup process for onboarding merchants for our partner and processing payments with usage of Apple Pay API. Daily system is processing ca. 10k payments but every day ca. 100 of transactions are declined because of merchant validation error: request to https://apple-pay-gateway.apple.com/paymentservices/paymentSession (with all required parameters in body) is returning response with status code 417 "statusMessage": "Payment Services Exception merchantId={root merchant id} unauthorized to process transactions on behalf of merchantId={merchant id hash} reason={merchant id hash} is not a registered merchant in WWDR and isn't properly authorized via Mass Enablement, either." Issue impacts recurring merchants, most of their transactions are processed successfully but randomly some of them are failing with such reason. All prerequisites are met: merchant have deployed 'apple-developer-merchantid-domain-association' certificate, certificates are valid and not expired. Apple Support is not able to provide any information based on provided requests timestamps. We would to know what may be the reason just part of the requests are failing and what 417 error code means.
0
0
268
Feb ’25
Apple Pay : completeMerchantValidation : InvalidAccessError : The object does not support the operation or argument
Hi Team, I have merchant session object - {"epochTimestamp":1748333121032,"expiresAt":1748336721032,"merchantSessionIdentifier":"SSH7CCD205FEEDD45AD84B77374D098B335_916523AAED1343F5BC5815E12BEE9250AFFDC1A17C46B0DE5A943F0F94927C24","nonce":"2d18eab4","merchantIdentifier":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","domainName":"f7071159c1tst-store.occa.ocs.oraclecloud.com","displayName":"DDF Test","signature":"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","operationalAnalyticsIdentifier":"DDF Test:8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","retries":0,"pspId":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19"} After sending this to session.compleMerchant I am getting the invalid access error. Regards, Varsha
0
1
122
May ’25
Approve with Side Button' is not displayed
When accessing https://applepaydemo.apple.com/payment-request-api, the "Approve with Side Button" prompt is displayed, but it does not appear when using our test domain. I implemented the Payment Request API based on the sample source code from the following URL. On an iPhone device, the Apple Pay payment screen is displayed, but the "Approve with Side Button" icon below the amount does not appear, and instead a spinning loading icon is shown continuously. Could you please help identify the cause? ■ Reference URL: https://applepaydemo.apple.com/payment-request-api ■ Changed parameter: "merchantIdentifier": "〇〇.dev" ■ Accessed domain: 〇〇test.com ■ Test device: iPhone 13 iOS: 18.4.1
0
0
69
May ’25
How does the Domain Verification Files work
Currently, on our Production environment, when calling https://apple-pay-gateway.apple.com/paymentservices/paymentSessio,n we are randomly receiving: "Payment Services Exception merchantId={Value} unauthorized to process transactions on behalf of merchantId={Value} reason={Value} is not a registered merchant in WWDR and isn't properly authorized via Mass Enablement, either." Since launching Apple Pay on our platform we have received a new Domain Verification File and looking at some of the Domain Verification File that are hosted on the domains they are different to ours. Questions around the Domain Verification File Would we have to update every single Domain Verification File every time we receive a new one ? Does the paymentSession verfiy/call the Domain Verification File on the domain listed at https://[DOMAIN_NAME]/.well-known/apple-developer-merchantid-domain-association ? What happens if the Domain Verification File doesnt match the one that we currently have ? Would we have to regrester our Domains everytime we get a new Domain Verification File ?
0
0
114
Jun ’25
关于韩国地区用户支付后重复扣款问题
你好,我们6月1日收到比较多的韩国用户反馈购买我们的内购以后,系统会在稍后的几分钟再次多次从用户的卡里扣出相应的款项,但是我们没有办法第一时间反馈给你们,导致很多用户流失,请问我们怎么才能第一时间联系到你们,还有我们怎么才能第一时间知道是你们的系统是否某个功能出了问题,是否也有相应的论坛我们可以第一时间看到你们相关问题的报道,这样我们排查问题就没那么辛苦,感谢
0
0
65
Jun ’25
Gathering Required Information for Troubleshooting Wallet Issues
Hi, To ensure the issue is not caused by an error within your app or web service request, please review the following documentation: Wallet Passes Wallet Developer Guide If the resources above don’t help identify the cause of the error, please provide more information about your app or web services to get started. To prevent sending sensitive credentials in plain text, create a report in Feedback Assistant to share the details requested below. Additionally, if the error is something we need to investigate further, the appropriate engineering teams also have access to the same information and can communicate with you directly within Feedback Assistant for more information, as needed. Please follow the instructions below to submit your report. For issues occurring with your native app or web service, perform the following steps: Install the Wallet profile on your iOS or watchOS device. Reproduce the issue and make a note of the timestamp when the issue occurred, while optionally capturing screenshots or video. Gather a sysdiagnose on the same iOS or watchOS device. Create a Feedback Assistant report with the following information: The serial number of the device. Open Settings > General > About > Serial Number (tap and hold to copy). The SEID (Secure Element Identifier) of the device, represented as a HEX encoded string. Open Settings > General > About > SEID (tap and hold to copy). The sysdiagnose gathered after reproducing the issue. The .pkpass file(s), pass signing certificate(s) and pass type identiifier(s) (optional). The timestamp of when the issue was reproduced. Screenshots or videos of errors and unexpected behaviors (optional). Important: From the logs gathered above, you should be able to determine the cause of the failure from PassbookUIService, PassKit or PassKitCore, and by filtering for your SEID or pass type identifier in the Safari Web Inspector. See Inspecting Safari on macOS to learn more. Submitting your feedback Before you submit to Feedback Assistant, please confirm the requested information above is included in your feedback. Failure to provide the requested information will only delay my investigation into the reported issue within your Wallet pass implementation. After your submission to Feedback Assistant is complete, please respond in your existing Developer Forums post with the Feedback ID. Once received, I can begin my investigation and determine if this issue is caused by an error within your web implementation, a configuration issue within your developer account, or an underlying system bug. Cheers, Paris X Pinkney |  WWDR | DTS Engineer
0
0
462
Mar ’25
Generating ephemeralPublicKey for in-app provisioning
I am developing an app to add Discover cards to Apple Wallet. Unlike Visa, MasterCard, etc., Discover does not have APIs that return activationData, encryptedPassData and ephemeralPublicKey for a given card, so I have created a backend server to handle this. In my server, I am unsure how to generate the ephemeralPublicKey. Do I need to use the merchant certificate? If so, how do I use it to generate the ephemeralPublicKey? I would appreciate it if someone could provide me with a step-by-step guide on how to generate ephemeralPublicKey for provisioning a card.
0
0
292
Feb ’25
How can I integrate Apple Pay subscription products?
We have used the ApplePayRecurringRequest parameter required for Apple Pay subscriptions, but during testing the payment, the Apple Pay payment page shown to the user remains the same as the one-time payment page, without any subscription information. Could you please check if there is an issue with our parameters or if there is an issue with the merchantIdentifier being used? Here is the ApplePayRequestData that we are using. { "supportedMethods": "https://apple.com/apple-pay", "data": { "version": 3, "merchantIdentifier": "***", "merchantCapabilities": [ "supports3DS", "supportsCredit", "supportsDebit" ], "supportedNetworks": [ "visa", "masterCard" ], "countryCode": "US", "recurringPaymentRequest": { "paymentDescription": "A description of the recurring payment to display to the user in the payment sheet.", "regularBilling": { "label": "Recurring", "amount": "4.99", "paymentTiming": "recurring", "recurringPaymentStartDate": "2025-06-02T16:00:00.000Z" }, "trialBilling": { "label": "7 Day Trial", "amount": "0.00", "paymentTiming": "recurring", "recurringPaymentEndDate": "2025-06-02T16:00:00.000Z" }, "billingAgreement": "A localized billing agreement displayed to the user in the payment sheet prior to the payment authorization.", "managementURL": "https://applepaydemo.apple.com", "tokenNotificationURL": "https://applepaydemo.apple.com" }, "additionalLineItems": [ { "label": "7 Day Trial", "amount": "0.00", "paymentTiming": "recurring", "recurringPaymentEndDate": "2025-06-02T16:00:00.000Z" }, { "label": "Recurring", "amount": "4.99", "paymentTiming": "recurring", "recurringPaymentStartDate": "2025-06-02T16:00:00.000Z" } ] }
0
0
67
Jun ’25
Applepay merchant validation failing with error request failed with status code 417
I am implementing apple pay and the merchant validation is failing with error (error request failed with status code 417). I am using react js in the frontend and node js in backend, this is my code const httpsAgent = new https.Agent({ rejectUnauthorized: false, cert: fs.readFileSync( path.join(__dirname, "../../../certificates/merchant_id_prod.pem") ), key: fs.readFileSync( path.join(__dirname, "../../../certificates/merchant_id_prod.key") ), }); const data = { merchantIdentifier: "merchantId", displayName: "Check", initiative: "web", initiativeContext: "domain.com", }; const response = await axios.post(validationURL, data, { httpsAgent });
0
0
306
Jan ’25
Renewal of merchant Domains fails and redirects to main page without errors
Hello we are trying to renew our certificates. We are trying to extend the dates of verified domains following the docs https://developer.apple.com/documentation/applepayontheweb/maintaining-your-environment#Renew-Your-Domain-Verification and configure our server with https://developer.apple.com/documentation/ApplePayontheWeb/setting-up-your-server We've downloaded the apple-developer-merchantid-domain-association.txt and update it on their respective locations, click 'ok' button but we get redirected to the main page of the information of the merchant, and it shows the domains without the extending period of time. No popup showing what has failed or what could be the reason of this error, we only get a redirection to the main page.
0
0
38
Jun ’25
Apple Pay: Renewal of Domains fails and get redirected to main page without errors
Hello, we are trying to extend the dates of verified domains following the docs of https://developer.apple.com/documentation/applepayontheweb/maintaining-your-environment#Renew-Your-Domain-Verification and configured the server following https://developer.apple.com/documentation/ApplePayontheWeb/setting-up-your-server we've download the apple-developer-merchantid-domain-association.txt and update them on their respective locations, click 'ok' button and we get redirected to the main page of the merchant certificate, but the expiration dates have not been extended, we can see on our web crawler that Apple Requested the file and it return a 200. No popup errors are shown, no console developer error we only get redirected to the merchant certificate information page.
0
0
48
Jun ’25
Handling Empty in_app Data in iOS Order Verification and Verification Result in receipt.app_item_id
Body: Hello, We are currently implementing iOS order verification and have encountered an issue. Some of the receipts we verify return with an empty in_app array, which makes it impossible to determine whether there is a valid in-app purchase. Below is the code we’re using for verification and the result we receive: Code Example: public function iosVerifyReceipt($receipt, $password = '', $sandbox = false) { $url = $sandbox ? 'https://sandbox.itunes.apple.com/verifyReceipt' : 'https://buy.itunes.apple.com/verifyReceipt'; if (empty($password)) { $data = json_encode(['receipt-data' => $receipt]); } else { $data = json_encode(['receipt-data' => $receipt, 'password' => $password]); } $ch = curl_init($url); curl_setopt($ch, CURLOPT_RETURNTRANSFER, true); curl_setopt($ch, CURLOPT_POST, true); curl_setopt($ch, CURLOPT_POSTFIELDS, $data); $result = curl_exec($ch); curl_close($ch); $result = json_decode($result, true); $result = $result ?? []; $result['sandbox'] = $sandbox; if ($result['status'] != 0) { Log::warning('ios verify receipt failed', ['receipt' => $receipt, 'result' => $result, 'sandbox' => $sandbox]); if ($result['status'] == 21007) { return $this->iosVerifyReceipt($receipt, $password, true); } } return $result; } // Order validation check if (empty($result) || $result['status'] != 0) { throw new BadRequestHttpException("Ios Order Verify Error"); } $appItemId = $result['receipt']['app_item_id'] ?? ""; if ($appItemId != MY_APP_ID) { throw new BadRequestHttpException("Ios Order Verify Error"); } $inApp = array_filter($result['receipt']['in_app'] ?? [], function ($item) use ($transactionId, $order) { return $item['transaction_id'] == $transactionId && $item['product_id'] == $order->getProductId(); }); if (empty($inApp)) { throw new BadRequestHttpException("Ios Order Verify Error"); } Array ( [receipt] => Array ( [receipt_type] => Production [adam_id] => * [app_item_id] => * [bundle_id] => * [application_version] => * [download_id] => * [version_external_identifier] => * [receipt_creation_date] => 2025-02-11 04:06:47 Etc/GMT [receipt_creation_date_ms] => * [receipt_creation_date_pst] => 2025-02-10 20:06:47 America/Los_Angeles [request_date] => 2025-02-11 15:54:56 Etc/GMT [request_date_ms] => * [request_date_pst] => 2025-02-11 07:54:56 America/Los_Angeles [original_purchase_date] => 2025-02-11 04:02:41 Etc/GMT [original_purchase_date_ms] => * [original_purchase_date_pst] => 2025-02-10 20:02:41 America/Los_Angeles [original_application_version] => 5511 [preorder_date] => 2025-01-17 21:12:28 Etc/GMT [preorder_date_ms] => * [preorder_date_pst] => 2025-01-17 13:12:28 America/Los_Angeles [in_app] => Array ( ) ) [environment] => Production [status] => 0 [sandbox] => ) Problem Description: • We are noticing that in some orders, the in_app array is returned as empty. This causes difficulty in verifying the presence of in-app purchases. • Our validation logic assumes that if in_app is empty, the order is invalid, but we would like clarification on whether this is correct or if such a scenario is normal under certain conditions. Actions Taken: • We have reviewed Apple’s documentation and other related resources, but no clear explanation is given about when in_app might be empty. • Can we safely rely on an empty in_app array to consider the order invalid, or should we investigate further for potential issues like delays or errors during the verification process? We would appreciate your guidance on how to handle such cases. Thank you for your support!
0
0
327
Feb ’25
App Fails to Access Added Passes
We’ve integrated in-app card provisioning into our application. All required configurations have been completed, including: Token Service Provider (TSP) setup Certificates uploaded to the Apple Developer portal While the card is successfully added to the Wallet app, our application is currently unable to retrieve or read the added passes.
0
0
71
Jun ’25
The possibility of certificates renewal on "master account" without creating new merchant identity certificate and key stores.
Hello! We use Apple's "master account" scheme to register new clients trough API due to the fact that the number of merchant IDs in a developer account cannot exceed 100 records. It's been almost a year since we successfully used the master account ( ex. "merchant.com.xxx") and register clients via Postman. At the moment, the certificates for the master merchant ID start to expire on July 11 which will affect all customers which is under Master ID. We know that when updating certificates at the identifier level(our master id), new universal identity certificate files that we use to send to the merchants (merchant_id.pem, privkey.key) will be generated for authentication on the merchant side, as well as a new keystore. Since many of our clients are integrated with current files and keystores and have live traffic, we would like to know—is it possible to update certificates on the master account without changing the keystores and certificate identities? The impossibility of this will entail a large gap when switching to new certificates. Thanks in advance for your answer.
0
0
65
Jun ’25
Apple Pay Wallet API Access – Applied a Year AGO and Almost No Progress! Anyone Else?
Hey everyone, I wanted to check if anyone else has faced extreme delays when requesting access to Apple Pay Wallet APIs. It was Oct 11 2024 a year ago since we first applied to enable in-app provisioning for virtual cards in our app and we made 1% progress. For context, we already got access from Google for Google Wallet—it was smooth, professional, and timely. But with Apple… it’s been nothing but an endless cycle of waiting. We followed every step, submitted everything correctly, and even called Apple Developer Support multiple times. Their response? "We've escalated it." Again and again. But there’s no real progress. We’re rerouted, ignored, and left in limbo. At this point, I don’t even know if anyone is actually reviewing these requests. If a business like ours—fully compliant and ready to integrate—can’t even get a response in 150 day, how is this process supposed to work? I’m posting this here because I can’t be the only one. Has anyone else faced this? If you finally got access, how did you do it? Because right now, it feels like Apple Pay in-app provisioning is an impossible goal. Hoping someone from Apple sees this and realizes how broken this process is. We’re just trying to innovate and offer Apple users a great experience—why is it so difficult? Looking forward to hearing from anyone in the community who can help, Thanks! 🙏
0
0
328
Feb ’25
Domain Verification and applePayCapabilities
We have verified our domain but if the file is removed from the deployed site after verification will this impact using ApplePaySession.applePayCapabilities in real time? We use that method from the JS api in our React app to determine whether or not to show the apple pay button. When that function is called in the browser, do the apple servers ping the https://our.domain.com/.well-known/apple-developer-merchantid-domain-association URL at that time? Or do they check for it periodically? The reason for asking is that with our many environments we wonder if we can verify each environment's domain by adding the file once. The file will be wiped out by our CICD process as it goes up the environment stack through our development workflow. Or do we need to maintain that file for each environment and add something to our build process?
0
0
90
Jul ’25